Statement Savings^
Our basic savings option is a great choice for everyday saving needs.
- $50 minimum opening deposit
- Variable interest rate
- Interest is compounded daily & credited monthly
- $5 monthly service charge if balance falls below $50
- Monthly statement - printed or electronic
- ATM card
- Online Banking
- Mobile Banking
- Transaction limitations include a maximum of 6 transfers per month - see the account disclosure for a full list of permitted and limited transactions
Effective Date: Saturday, April 5, 2025
Account Type | Annual Percentage Yield (APY) | Minimum Balance To Earn APY/Open | Actions |
|---|---|---|---|
| Statement Savings^ | 0.04 | $50.00 | Open an Account |
| Goal Maker Savings^*~ (Tier 1) | 0.04 | $0.01/$5.00 | Open an Account |
| Goal Maker Savings^*~ (Tier 2) | 0.04 | $2,500.01 | Open an Account |
| Senior Rewards 55+ ^* | 0.04 | $250.00/$50.00 | |
| Christmas Club^ | 0.60 | $10.00 | |
| Vacation Club Account^ | 0.50 | $10.00 | |
| Money Market Savings^° (Tier 1) | 0.10 | $1,000.00 | Open an Account |
| Money Market Savings^° (Tier 2) | 0.20 | $20,000.00 | Open an Account |
| Money Market Savings^° (Tier 3) | 0.40 | $50,000.00 | Open an Account |
| Money Market Savings^° (Tier 4) | 0.50 | $250,000.00 | Open an Account |
| Money Market Savings^° (Tier 5) | 0.80 | $500,000.00 | Open an Account |
^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features
° Interest is paid on the full balance in the account based on the applicable tier.
~ Stated interest rate is paid only on the balance within the specified tier.
Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.
Goal Maker Savings^*~
They score! You win!
Get ready for some football with a Goal Maker Savings Account and watch your interest rate increase with each passing touchdown!
- $5 minimum opening deposit
- Available for Custodian/Minor, Individual and Joint ownerships
- 1 account per customer Tax ID Number (TIN)
- Variable interest rate paid on Tier 1 ($0.01 to $2,500.00) and Tier 2 ($2,500.01+) balances
- Interest is compounded daily & credited monthly
- $5 monthly service charge if balance falls below $5
- Quarterly statement
- Transaction limitations include a maximum of 6 transfers per month - see the account disclosure for a full list of permitted and limited transactions
Effective Date: Saturday, April 5, 2025
Account Type | Annual Percentage Yield (APY) | Minimum Balance To Earn APY/Open | Actions |
|---|---|---|---|
| Statement Savings^ | 0.04 | $50.00 | Open an Account |
| Goal Maker Savings^*~ (Tier 1) | 0.04 | $0.01/$5.00 | Open an Account |
| Goal Maker Savings^*~ (Tier 2) | 0.04 | $2,500.01 | Open an Account |
| Senior Rewards 55+ ^* | 0.04 | $250.00/$50.00 | |
| Christmas Club^ | 0.60 | $10.00 | |
| Vacation Club Account^ | 0.50 | $10.00 | |
| Money Market Savings^° (Tier 1) | 0.10 | $1,000.00 | Open an Account |
| Money Market Savings^° (Tier 2) | 0.20 | $20,000.00 | Open an Account |
| Money Market Savings^° (Tier 3) | 0.40 | $50,000.00 | Open an Account |
| Money Market Savings^° (Tier 4) | 0.50 | $250,000.00 | Open an Account |
| Money Market Savings^° (Tier 5) | 0.80 | $500,000.00 | Open an Account |
^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features
° Interest is paid on the full balance in the account based on the applicable tier.
~ Stated interest rate is paid only on the balance within the specified tier.
Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.
Senior Rewards Savings 55+^*
This account is designed to help savers ages 55+ prepare for future expenses or adventures.
*Open in branch only.
- $50 minimum opening deposit
- Direct deposit into any AFSB account is required
- Interest compounded daily & credited monthly on entire balance, once daily balance reaches $250
- No monthly minimum balance requirement & no monthly service charge
- No fee for money orders
- ATM card
- Free safe deposit box rental (limitations apply)
- Monthly statement - printed or electronic
- 24/7 telephone banking
- Online Banking
- Mobile Banking
- Transaction limitations include a maximum of 6 transfers per month - see the account disclosure for a full list of permitted and limited transactions
Effective Date: Saturday, April 5, 2025
Account Type | Annual Percentage Yield (APY) | Minimum Balance To Earn APY/Open | Actions |
|---|---|---|---|
| Statement Savings^ | 0.04 | $50.00 | Open an Account |
| Goal Maker Savings^*~ (Tier 1) | 0.04 | $0.01/$5.00 | Open an Account |
| Goal Maker Savings^*~ (Tier 2) | 0.04 | $2,500.01 | Open an Account |
| Senior Rewards 55+ ^* | 0.04 | $250.00/$50.00 | |
| Christmas Club^ | 0.60 | $10.00 | |
| Vacation Club Account^ | 0.50 | $10.00 | |
| Money Market Savings^° (Tier 1) | 0.10 | $1,000.00 | Open an Account |
| Money Market Savings^° (Tier 2) | 0.20 | $20,000.00 | Open an Account |
| Money Market Savings^° (Tier 3) | 0.40 | $50,000.00 | Open an Account |
| Money Market Savings^° (Tier 4) | 0.50 | $250,000.00 | Open an Account |
| Money Market Savings^° (Tier 5) | 0.80 | $500,000.00 | Open an Account |
^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features
° Interest is paid on the full balance in the account based on the applicable tier.
~ Stated interest rate is paid only on the balance within the specified tier.
Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.
Vacation Club Account^
Start saving now for your next getaway with a Vacation Club Account.
*Open in branch only.
- $10 minimum opening deposit
- Variable interest rate
- Interest is compounded daily & credited quarterly
- $5 quarterly service charge if balance falls below $10
- Vacation Clubs have a 12-month term ending in May
- One FREE withdrawal per club term
- A check for the entire balance is mailed to you at the end of the club term
- Quarterly statement
- Online Banking
- Mobile Banking
- Account balance may not exceed $10,000
- Limit 1 account per customer Tax ID Number (TIN)
- Transaction limitations apply - see the account disclosure for a full list of permitted and limited transactions
Effective Date: Saturday, April 5, 2025
Account Type | Annual Percentage Yield (APY) | Minimum Balance To Earn APY/Open | Actions |
|---|---|---|---|
| Statement Savings^ | 0.04 | $50.00 | Open an Account |
| Goal Maker Savings^*~ (Tier 1) | 0.04 | $0.01/$5.00 | Open an Account |
| Goal Maker Savings^*~ (Tier 2) | 0.04 | $2,500.01 | Open an Account |
| Senior Rewards 55+ ^* | 0.04 | $250.00/$50.00 | |
| Christmas Club^ | 0.60 | $10.00 | |
| Vacation Club Account^ | 0.50 | $10.00 | |
| Money Market Savings^° (Tier 1) | 0.10 | $1,000.00 | Open an Account |
| Money Market Savings^° (Tier 2) | 0.20 | $20,000.00 | Open an Account |
| Money Market Savings^° (Tier 3) | 0.40 | $50,000.00 | Open an Account |
| Money Market Savings^° (Tier 4) | 0.50 | $250,000.00 | Open an Account |
| Money Market Savings^° (Tier 5) | 0.80 | $500,000.00 | Open an Account |
^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features
° Interest is paid on the full balance in the account based on the applicable tier.
~ Stated interest rate is paid only on the balance within the specified tier.
Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.
Money Market Savings^°
By maintaining a higher account balance, you will be rewarded with a more competitive interest rate.
- $1,000 minimum opening deposit
- Variable interest rate compounded daily and credited monthly Interest tiers: $1,000.00 - $19,999.99; $20,000.00 - $49,999.99; $50,000.00 - $249,999.99; $250,000.00 - $500,000.00
- $5 monthly service charge if balance falls below $1,000.00
- 24/7 telephone banking
- ATM Card
- Online Banking
- Mobile Banking
- Transaction limitations include a maximum of 6 transfers per month - see the account disclosure for a full list of permitted and limited transactions
Effective Date: Saturday, April 5, 2025
Account Type | Annual Percentage Yield (APY) | Minimum Balance To Earn APY/Open | Actions |
|---|---|---|---|
| Statement Savings^ | 0.04 | $50.00 | Open an Account |
| Goal Maker Savings^*~ (Tier 1) | 0.04 | $0.01/$5.00 | Open an Account |
| Goal Maker Savings^*~ (Tier 2) | 0.04 | $2,500.01 | Open an Account |
| Senior Rewards 55+ ^* | 0.04 | $250.00/$50.00 | |
| Christmas Club^ | 0.60 | $10.00 | |
| Vacation Club Account^ | 0.50 | $10.00 | |
| Money Market Savings^° (Tier 1) | 0.10 | $1,000.00 | Open an Account |
| Money Market Savings^° (Tier 2) | 0.20 | $20,000.00 | Open an Account |
| Money Market Savings^° (Tier 3) | 0.40 | $50,000.00 | Open an Account |
| Money Market Savings^° (Tier 4) | 0.50 | $250,000.00 | Open an Account |
| Money Market Savings^° (Tier 5) | 0.80 | $500,000.00 | Open an Account |
^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features
° Interest is paid on the full balance in the account based on the applicable tier.
~ Stated interest rate is paid only on the balance within the specified tier.
Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.
Christmas Club^
Plan ahead. Set money aside for annual holiday spending with a Christmas Club.
*Open in branch only.
- $10 minimum opening deposit
- Variable interest rate
- Interest is compounded daily & credited quarterly
- $5 quarterly service charge if balance falls below $10
- Clubs have a 12-month term ending in October
- A check for the entire balance is mailed to you at the end of the club term
- Quarterly statement
- Online Banking
- Mobile Banking
- Account balance may not exceed $10,000
- Limit 1 account per customer Tax ID Number (TIN)
- Transaction limitations apply - see the account disclosure for a full list of permitted and limited transactions
Effective Date: Saturday, April 5, 2025
Account Type | Annual Percentage Yield (APY) | Minimum Balance To Earn APY/Open | Actions |
|---|---|---|---|
| Statement Savings^ | 0.04 | $50.00 | Open an Account |
| Goal Maker Savings^*~ (Tier 1) | 0.04 | $0.01/$5.00 | Open an Account |
| Goal Maker Savings^*~ (Tier 2) | 0.04 | $2,500.01 | Open an Account |
| Senior Rewards 55+ ^* | 0.04 | $250.00/$50.00 | |
| Christmas Club^ | 0.60 | $10.00 | |
| Vacation Club Account^ | 0.50 | $10.00 | |
| Money Market Savings^° (Tier 1) | 0.10 | $1,000.00 | Open an Account |
| Money Market Savings^° (Tier 2) | 0.20 | $20,000.00 | Open an Account |
| Money Market Savings^° (Tier 3) | 0.40 | $50,000.00 | Open an Account |
| Money Market Savings^° (Tier 4) | 0.50 | $250,000.00 | Open an Account |
| Money Market Savings^° (Tier 5) | 0.80 | $500,000.00 | Open an Account |
^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features
° Interest is paid on the full balance in the account based on the applicable tier.
~ Stated interest rate is paid only on the balance within the specified tier.
Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.
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