September 1, 2017
- Names
- Social Security numbers
- Birthdates
- Addresses
- Driver’s license numbers
Tips
- Check your credit reports via the free annualcreditreport.com;
- Check your bank and credit card statements for any unauthorized activity;
- Think before you click, know who you are sharing your information with.
Emails/Phone Calls/Scams:
- Phishing emails that claim to be from Equifax where you can check if your data was compromised;
- Phishing emails that claim there is a problem with a credit card, your credit record, or other account or personal financial information;
- Calls from scammers that claim they are from your bank or credit union;
- Fraudulent charges on any credit card because your identity was stolen.
5 things you can do to prevent identity theft:
- Sign up for credit monitoring (there are many companies providing this service).
- Consider placing a “fraud alert” on your credit report at https://www.consumer.ftc.gov/articles/0275-place-fraud-alert.
- Freeze your credit files at the three major credit bureaus Equifax, Experian and TransUnion. Remember that generally it is not possible to sign up for credit monitoring services after a freeze is in place. Advice for how to file a freeze is available here on a state-by-state basis: http://consumersunion.org/research/security-freeze/.
- Check your bank and credit card statements every month for any unauthorized activity.
- If you believe you may have been the victim of identity theft, here is a site where you can learn more about how to protect yourself: http://www.idtheftcenter.org/. You can also call the center’s toll-free number (888-400-5530) for advice on how to resolve identify-theft issues. All of the center’s services are free.